We consented to 45 lb . Why We don’t understand. But there u get. Ideally become more with icl

We consented to 45 lb . Why We don’t understand. But there u get. Ideally become more with icl

Hi, We have just been onto my sunny account and did an affordability grievance. It claims i will be due simply over £500 but will simply get about £5 of the. The difficulty I have is I still owe the amount of money nevertheless the loan happens to be offered to SLL Capital. With wonga they took the complete quantity off the thing I nevertheless owed, that we had been hoping they’d do right right here but as the been offered do we still need to pay all of it as well as just receive £5 from sunny? I really hope this will make feeling

Sara (Financial Obligation Camel) says

I will be astonished it has occurred. Ended up being the final loan one of this people being refunded?

I’m unsure how exactly to make sure that? It simply took me personally directly to just how much We had been due.

Sara (Financial Obligation Camel) says

okay, it is best to mobile up customer solutions and get them why while you experienced redress calculated it hasn’t been utilized to offset the total amount owed. Be persistent.

Thankyou I’ll ring them tomorrow. Because its sold to SLL Capital though do they will have capacity to accomplish that?

Sara (Debt Camel) says

Yes, a loan provider can invariably buy a debt back.

well ive been from the phone to sunny and got nowhere. Essentially all ill get straight straight straight back through the £558 is a few pounds plus they will perhaps perhaps perhaps not just take the quantity off my financial obligation as the with SLL Capital now. Appears quite unjust while the loan had been unaffordable and I also shouldn’t be spending it. Essentially its perhaps maybe maybe not their issue now because it ended up being in love with

High in the boro says

Whenever I get on my account it states they can’t provide me personally that loan but could pass my information on to a different business whom could probably assist!

Have emailed them for help

Sara (Financial Obligation Camel) says

Will there be maybe maybe not a hyperlink to web web page to place in a claim?

£6k odd it is saying my prospective claim is and I’ll get maximum of £60 right Back. This is certainly psychological that this company has away with this particular.

We logged in this early morning to note that We these were maybe not considering my loan as unaffordable since the claims calculator didn’t suggest this . We are not able to observe that is feasible provided I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly want to get this loan taken off my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this ended up being an alternative once I logged into my account but I’m maybe not holding away hope that is much .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan grievance during the Ombudsman.

The issue actually for your needs is they need to have marked the loan as defaulted in 2014/early 2015 – if they’d, it could be dropping down quickly. this is certainly what you should push for actually, maybe maybe not when it comes to loan to be upheld as unaffordable.

Hi That’s all i’d like we don’t actually worry about the reimbursement it is the payment that is late back at my credit files which can be the things I require getting rid of . I’ve made complaints to them in the final few months that the loans must have been defaulted and additionally they declined to include a backdated default to 2014. They usually have now stated within their webiste plus in the e-mail which they are handing the management of the accounts to the credit reference agencies if amendments need to be made that they sent today . We can’t observe how the credit guide agencies should be able to make amendments though without permission from sunny ! This is certainly obtained from their site :

We now have moved the control over keeping any staying records to the credit score agencies, even as we will never be keeping these documents in the years ahead. Any further inquiries regarding entries on clients’ credit files with regards to ECIL loans must certanly be raised because title loans online in Indiana of the appropriate agency straight.

Sara (Financial Obligation Camel) says

OK, you’ll be able to whine straight to the CRAs – which CRAs show this loan?

All 3 regrettably ! I’ve raised Experian and Transunion today is going to do exactly the same with equifax tomorrow . I’ve just never been aware of credit guide agencies being because of the charged capacity to amend entries on credit documents ! Extremely strange .

Sara (Financial Obligation Camel) says

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